FacebookLinkedIn

inVIVO realty News

2023 Tax Filing Changes

2023-05-17T19:41:27-07:00

Tax Changes, Tax Brackets and Tax Rates for 2023 Tax year Key Points Stay current on annual tax law changes for effective tax planning. Inflation Reduction Act tax breaks for green energy and home improvements. Review updated tax brackets and corresponding tax rates. We know what you're thinking; you've only recently filed your 2022 form 1040 (or 1040-SR tax return if you're a senior) and already, it's time to start looking down the road and situating yourself for your 2023 returns. Healthy tax planning means understanding the differences between your last tax year filing and your upcoming [...]

2023 Tax Filing Changes2023-05-17T19:41:27-07:00

CFPB Issues Policy Statement on Abusive Conduct by Lenders

2023-05-17T19:41:27-07:00

CFPB Issues Policy Statement on Abusive Conduct by Lenders Key Points Keeping mortgage lending practices in check to ward off abusive conduct. Reminding lenders of the CFPB's 13-year-old rule against "abusive" conduct by lenders against consumers. Earlier this week (April 3, 2023), the Consumer Financial Protection Bureau (CFPB) issued a policy statement serving as a reminder to lenders of the Bureau's 13-year-old rule against "abusive" conduct. The statement not only explained the legal prohibition relating to abusive conduct in consumer financial markets, it also summarized over a decade of precedent. The purpose of the CFPB is to [...]

CFPB Issues Policy Statement on Abusive Conduct by Lenders2023-05-17T19:41:27-07:00

Best Unsecured Credit Cards

2023-05-17T19:41:27-07:00

U.S. News Best Unsecured Credit Cards? Key Points An unsecured credit card can help you improve your credit. Unsecured credit cards can be risky; it's important to understand how unsecured credit cards work. Credit cards are either secured or unsecured. Unsecured cards are the most common and do not require a deposit to open the account; secured cards require a cash security deposit that can be retained by the issuer if the cardholder defaults on payments. Most credit cards designed for people with fair credit are secured. However, there are a number of unsecured credit cards that [...]

Best Unsecured Credit Cards2023-05-17T19:41:27-07:00

Millions of Americans have Credit Report Errors

2023-05-17T19:41:27-07:00

Millions of Americans have errors on their credit reports; do you? Key Points One in five Americans have an error on at least one of their credit reports. The FCRA gives you the right to dispute any information on your credit report which you believe is incorrect. Imagine the following nightmare scenario. You've found a house that checks off all your boxes and you've decided to buy it. When you meet with a loan officer to apply for a mortgage, you receive some bad news: your credit scores are too low to qualify for financing. This [...]

Millions of Americans have Credit Report Errors2023-05-17T19:41:27-07:00

Why Are Loans Harder to Get

2023-05-17T19:41:27-07:00

Why are loans so much harder to get with interest rates at their lowest levels in decades? Key Points This economic crisis caused by the pandemic has driven interest rates to rock bottom levels. Banks have tightened standards, becoming more choosy about their borrowers and asking a lot of questions. As public school teachers, Tori Smith and her husband have careers that should survive the coronavirus economy, but their mortgage lender wasn’t taking any chances. It told them that they would have to put down more money to keep the interest rate they wanted, then dialed back [...]

Why Are Loans Harder to Get2023-05-17T19:41:27-07:00
Copyright ©    |   All Rights Reserved   |   inVIVO financial LLC   |   Powered by VINNOV Technologies
FacebookLinkedIn
Toggle Sliding Bar Area
Go to Top